Fort Myers, Florida Flood Zones
Fort Myers faces storm surge from the Gulf of Mexico and riverine flooding from the Caloosahatchee River. Hurricane Ian in 2022 demonstrated the devastating flood potential in this rapidly growing area.
Common Flood Zones in Fort Myers
Properties in Fort Myers, FL are commonly designated in these FEMA flood zones:
Check Your Fort Myers Address
Enter any Fort Myers, FL address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Fort Myers
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Fort Myers, the most common designations are Zone AE, Zone VE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Fort Myers address.