Fort Lauderdale, Florida Flood Zones

Fort Lauderdale faces severe flood risk from hurricane storm surge, sea level rise, and its extensive canal system. Tidal flooding is increasing in frequency, and the city's low elevation leaves it highly vulnerable.

Common Flood Zones in Fort Lauderdale

Properties in Fort Lauderdale, FL are commonly designated in these FEMA flood zones:

Check Your Fort Lauderdale Address

Enter any Fort Lauderdale, FL address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.

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What Your Flood Zone Means in Fort Lauderdale

FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Fort Lauderdale, the most common designations are Zone AE, Zone VE, Zone AH, Zone X.

Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.

Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Fort Lauderdale address.

Understanding Flood Zones