Oakland, California Flood Zones
Oakland is vulnerable to coastal flooding along the Bay shoreline and creek flooding from the hills. Critical infrastructure along the waterfront and in low-lying areas is exposed to rising sea levels and storm surge.
Common Flood Zones in Oakland
Properties in Oakland, CA are commonly designated in these FEMA flood zones:
Check Your Oakland Address
Enter any Oakland, CA address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Oakland
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Oakland, the most common designations are Zone AE, Zone VE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Oakland address.