El Paso, Texas Flood Zones

El Paso faces flash flooding from intense thunderstorms that send water rushing down desert arroyos from the Franklin Mountains. The Rio Grande also poses flood risk along the international border.

Common Flood Zones in El Paso

Properties in El Paso, TX are commonly designated in these FEMA flood zones:

Check Your El Paso Address

Enter any El Paso, TX address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.

Free Flood Zone Lookup

What Your Flood Zone Means in El Paso

FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In El Paso, the most common designations are Zone AE, Zone AO, Zone X.

Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.

Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any El Paso address.

Understanding Flood Zones