Raleigh, North Carolina Flood Zones

Raleigh faces flooding from the Neuse River, Crabtree Creek, and Walnut Creek. Hurricanes tracking inland from the coast have caused severe flooding, including major flooding from Hurricane Matthew in 2016.

Common Flood Zones in Raleigh

Properties in Raleigh, NC are commonly designated in these FEMA flood zones:

Check Your Raleigh Address

Enter any Raleigh, NC address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.

Free Flood Zone Lookup

What Your Flood Zone Means in Raleigh

FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Raleigh, the most common designations are Zone AE, Zone X.

Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.

Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Raleigh address.

Understanding Flood Zones