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FludZone

Slidell, Louisiana Flood Zones

Slidell sits on the north shore of Lake Pontchartrain with over 60% of the city in SFHA zones. Hurricane Katrina's lake surge and Pearl River flooding devastated the city, and Hurricane Ida in 2021 caused additional widespread damage.

FEMA Flood Risk Profile: St. Tammany County

Based on FEMA's National Risk Index, which evaluates flood risk at the county level using historical loss data, exposure, and vulnerability.

Inland Flood Risk

Relatively High

Est. annual loss: $70.2M

Coastal Flood Risk

Relatively High

Est. annual loss: $3.3M

Hurricane Risk

Very High

Est. annual loss: $143.2M

Social Vulnerability: Relatively Low
Community Resilience: Very High

Source: FEMA National Risk Index, county-level assessment. Individual property risk may vary.

Federal Flood Disaster History: St. Tammany (Parish) County

St. Tammany (Parish) County has been included in 40 federal flood-related disaster declarations.

2024Hurricane FrancineHurricane
2024Tropical Storm FrancineHurricane
2021Hurricane IdaHurricane
2021Hurricane ZetaHurricane
2021Tropical Storm NicholasCoastal Storm
2021Tropical Storm IdaHurricane
2020Hurricane DeltaHurricane
2020Hurricane LauraHurricane

...and 32 earlier declarations since 2008.

These declarations affected communities across St. Tammany (Parish) County, including Slidell.

Source: OpenFEMA Disaster Declarations Summaries API. Data sourced February 2026.

NFIP Flood Insurance Claims: St. Tammany County

Properties in St. Tammany County have filed 38,327 NFIP flood insurance claims totaling $1.8B in payouts since 1978. The average claim payout is $46K.

Highest-Claim Years

2005

18,281 claims - $1.4B

1995

3,361 claims - $61.2M

2012

3,011 claims - $79.7M

Claims by Flood Zone

Zone A

17,157

Zone X

10,733

Zone AE

8,859

Zone V

750

Zone VE

343

Source: OpenFEMA NFIP Claims API. Data sourced February 2026.

Common Flood Zones in Slidell

Properties in Slidell, LA are commonly designated in these FEMA flood zones:

What Your Flood Zone Means in Slidell

Slidell faces a combination of coastal and inland flood risks. Storm surge from hurricanes and tropical storms pushes seawater inland, while heavy rainfall simultaneously overwhelms rivers, bayous, and drainage infrastructure. This dual threat means flooding can come from multiple directions at once. The most common FEMA flood zone designations in Slidell are Zone AE, Zone VE, Zone X. FEMA's National Risk Index estimates the county's annual expected loss from inland flooding at over $70.2M. Properties in Slidell's VE zones face additional wave action risk beyond still-water flooding, which typically results in higher insurance premiums and stricter building requirements.

Combined coastal and inland flood exposure in Slidell means properties may face higher premiums than areas with only one flood source. FEMA's Risk Rating 2.0 accounts for multiple flood sources, including coastal surge distance, river proximity, and rainfall-driven flooding. If your property is in a Special Flood Hazard Area (SFHA) and you have a federally regulated or government-backed mortgage, federal law generally requires your lender to ensure you carry flood insurance.

Flood maps in areas with combined coastal and inland risk are among the most complex in the FEMA system. Major storms often trigger FEMA restudies that can significantly shift zone boundaries. Letters of Map Revision (LOMR) after hurricanes may expand SFHA coverage as new storm data is incorporated. Use our free lookup tool to check the current flood zone for any Slidell address.

Flood Insurance Discount: Slidell

Slidell participates in FEMA's Community Rating System (CRS), a voluntary program that rewards communities for flood mitigation efforts beyond minimum NFIP requirements. Residents in the Special Flood Hazard Area may qualify for reduced flood insurance premiums.

CRS Class

Class 6

SFHA Premium Discount

20% off

CRS classes range from 1 (best) to 10 (no discount). Slidell's Class 6 rating means NFIP policyholders in the SFHA can receive up to a 20% discount on their flood insurance premiums. Properties outside the SFHA may receive a 10% discount.

Source: FEMA Community Rating System, October 2025. Discounts apply to NFIP policies only.

Check Your Slidell Address

Enter any Slidell, LA address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.

Free Flood Zone Lookup

Slidell, LA Flood Zone FAQ

What flood zones are in Slidell, LA?

The most common FEMA flood zones in Slidell are Zone AE, Zone VE, Zone X. Properties in these high-risk zones (SFHA) may require flood insurance with a federally regulated or government-backed mortgage.

Is flood insurance required in Slidell?

If your Slidell property is in a Special Flood Hazard Area (SFHA) and you have a federally regulated or government-backed mortgage, federal law generally requires your lender to ensure you carry flood insurance. Properties in Zone X are not federally required to carry flood insurance, though coverage is still recommended since about 25% of all NFIP flood claims come from Zone X properties.

How do I check my flood zone in Slidell?

Enter your Slidell address in the search tool above for an instant flood zone determination. Results include your FEMA flood zone, SFHA status, base flood elevation (if available), and FIRM panel information, pulled directly from FEMA's National Flood Hazard Layer.

Does Slidell offer flood insurance discounts?

Yes. Slidell participates in FEMA's Community Rating System (CRS) with a Class 6 rating, qualifying residents in the Special Flood Hazard Area for up to a 20% discount on NFIP flood insurance premiums. Properties outside the SFHA may receive a 10% discount.

Has Slidell experienced major flooding events?

St. Tammany (Parish) County, where Slidell is located, has been part of 40 federal disaster declarations for flooding, hurricanes, or severe storms. The most recent was Hurricane Francine in 2024. Federal disaster declarations are issued when flooding overwhelms local resources and triggers FEMA assistance programs.

How many flood insurance claims have been filed in Slidell?

St. Tammany County has recorded 38,327 NFIP flood insurance claims totaling $1.8B in payouts since 1978. The year with the most claims was 2005, with 18,281 claims and $1.4B in payouts. These figures cover all NFIP claims in the county, including Slidell.

Sources

This page summarizes information from FEMA and other official resources in plain language. For full technical details, see the links below.

Sources last verified: February 2026