Lake Charles, Louisiana Flood Zones
Lake Charles faces Gulf Coast hurricane storm surge and flooding from the Calcasieu River. Hurricanes Laura and Delta in 2020 caused devastating flooding and wind damage to the area.
Common Flood Zones in Lake Charles
Properties in Lake Charles, LA are commonly designated in these FEMA flood zones:
Check Your Lake Charles Address
Enter any Lake Charles, LA address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Lake Charles
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Lake Charles, the most common designations are Zone AE, Zone VE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Lake Charles address.