Albany, New York Flood Zones
Albany sits along the Hudson River and faces flooding from both the Hudson and Mohawk rivers. Hurricane Irene and Tropical Storm Lee in 2011 caused severe flooding throughout the Capital District.
Common Flood Zones in Albany
Properties in Albany, NY are commonly designated in these FEMA flood zones:
Check Your Albany Address
Enter any Albany, NY address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Albany
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Albany, the most common designations are Zone AE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Albany address.