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Informational use only. Not a certified flood determination service.
Looking up flood zone data...
High-risk flood zone
This property is in Zone AE, which means FEMA considers it high-risk for flooding. Flood insurance is required if you have a federally-backed mortgage. Over a 30-year mortgage, there is a 26% chance of experiencing a major flood event in this zone.
Surrounding area: This property is near flood zones VE and OPEN WATER. Check nearby addresses to compare flood zones in this area.
PDF includes zone designation, SFHA status, BFE, FIRM panel, and map data. Useful for real estate due diligence.
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1000 OCEAN DR, MIAMI BEACH, FL, 33139
High-risk area with 1% annual flood chance (100-year flood). Base flood elevation determined.
Over a typical 30-year mortgage, there is a 26% chance of experiencing a major flood in this zone. That's roughly 1 in 4.
Flood Insurance: Required for Federally-Backed Mortgages
Required for federally-backed mortgages
Base Flood Elevation: 8 ft
Source: USGS 3DEP
Ground elevation only. Your building's lowest floor elevation (from an Elevation Certificate) determines your actual flood risk and insurance rate.
FIRM BFEs are rounded to the nearest foot and can differ from the accurate BFE by 2+ feet. For permitting and insurance, consult the Flood Insurance Study (FIS) for the precise BFE.
LOMC Case #19-04-0544A effective 2018-11-28 (Structure removed-Property partially inundated)
2018-11-28
Data Source: FEMA NFHL
Queried directly from FEMA's National Flood Hazard Layer.
Research Only / Not Certified
Not a certified flood determination (SFHDF). Your lender will require a certified determination with E&O insurance during underwriting.