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Informational use only. Not a certified flood determination service.
Looking up flood zone data...
Moderate-risk flood zone (500-year floodplain)
This property is in Zone X (shaded), the 500-year floodplain with a 0.2% annual chance of flooding. Flood insurance is not federally required, but over 40% of all NFIP flood insurance claims come from outside high-risk zones. Insurance is strongly recommended and typically affordable at preferred rates.
Surrounding area: This property is near flood zones VE, AH and AE. Check nearby addresses to compare flood zones in this area.
PDF includes zone designation, SFHA status, BFE, FIRM panel, and map data. Useful for real estate due diligence.
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100 E MAIN ST, NORFOLK, VA, 23510
Area with 0.2% annual flood chance (500-year floodplain). Moderate risk. Outside the SFHA but still faces meaningful flood exposure.
Flood Insurance: Not Required
Not required, but recommended. Over 40% of flood claims come from outside high-risk zones.
Base Flood Elevation: -9999 ft
Source: USGS 3DEP
Ground elevation only. Your building's lowest floor elevation (from an Elevation Certificate) determines your actual flood risk and insurance rate.
FIRM BFEs are rounded to the nearest foot and can differ from the accurate BFE by 2+ feet. For permitting and insurance, consult the Flood Insurance Study (FIS) for the precise BFE.
Data Source: FEMA NFHL
Queried directly from FEMA's National Flood Hazard Layer.
Research Only / Not Certified
Not a certified flood determination (SFHDF). Your lender will require a certified determination with E&O insurance during underwriting.